Collection Shield 360 is a service that provides its members with the most comprehensive protection available against unfair and illegal debt collection activity.
The three primary methods that Debt Collectors employ to collect your debt are:
It does not matter if you actually owe the debt.
Upon your enrollment in Collection Shield 360, every aspect of debt collection activity conducted against you is relentlessly challenged and reviewed by an attorney for any violation of the Fair Debt Collection Practices Act (FDCPA) committed by the Debt Collectors. Whenever an FDCPA violation is found, an expert FDCPA attorney will represent you and sue the Debt Collectors on your behalf.CS 360 Benefits Get Protected
The Fair Debt Collection Practices Act (FDCPA) not only provides consumers the ability to access information about their debt but provides options to validate and dispute the accuracy of that information. The Act lays out rules of conduct under which Debt Collectors can pursue consumer debt repayment as well as the rights of consumers when interacting with Debt Collectors. In particular, there are stringent rules that protect consumers against harassment by Debt Collectors through various communication venues (phone calls, mail, email, etc.).
When a Debt Collector violates the FDCPA, the targeted consumer is entitled to $1,000 in statutory damages and, as a "strict liability law", the consumer does not have to prove actual damages. In a case of debt collection harassment, all attorney fees are paid for in full by the Debt Collection Agency.
The credit experts at Collection Shield 360 will determine if Debt Collectors are violating your rights under the FDCPA and will tenaciously pursue damages against them to stop the harassment.CS 360 Benefits Get Protected
Debt collection agencies can report your collection accounts to the "big three" credit bureaus, Experian, Equifax, and Transunion. Any collection accounts added to your credit report can cause significant and long-lasting damage to your credit score (currently, over 80 million Americans have collection accounts on their credit reports).
A good credit score is your passport to competitive interest rates for mortgages, car loans, credit card offers, etc. and can result in lower insurance premiums and even more competitive job offers. A strong score is an investment in your future because it substantially reduces the costs of short and long term borrowing.
We have a proven track record of removing collection accounts from our client credit reports. Our clients typically see 80% of their collection accounts removed from their credit reports with an average credit score increase of 50 to 120 Points.CS 360 Benefits Get Protected